Sophie was showing her friend Chloe how she used her computer — making little videos and playing simple games.

Chloe laughed.

"That's boring! Let’s find something exciting!"

She clicked through flashing websites offering free phones and VIP prizes.

Sophie hesitated — but Chloe found one that promised a free tablet if they just entered a credit card "to confirm."

Chloe typed in her mom’s card number.

The next day, Sophie heard about the hack: charges on Chloe’s mom’s bank account for things she never bought.

Sophie shook her head and said,

"I think I’ll stick to making my own games."